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Banking Efficiency and Financial Development in Sub-Saharan Africa

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Release : 2010-06-01
Genre : Business & Economics
Kind : eBook
Book Rating : 197/5 ( reviews)

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Book Synopsis Banking Efficiency and Financial Development in Sub-Saharan Africa by : Sandrine Kablan

Download or read book Banking Efficiency and Financial Development in Sub-Saharan Africa written by Sandrine Kablan. This book was released on 2010-06-01. Available in PDF, EPUB and Kindle. Book excerpt: This study assesses the determinants of banking system efficiency in sub-Saharan Africa (SSA) and asks what, besides the degree of efficiency, explains the low level of financial development in the region. It uses stochastic frontier analysis to measure efficiency and a generalized method of moments system to explain financial development. SSA banks are found to be generally cost-efficient, but nonperforming loans undermine efficiency, which suggests that improvement in the regulatory and credit environments should improve efficiency. The political and the economic environment have held back financial development in SSA.

Financial Development in Sub-Saharan Africa

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Release : 2016-09-14
Genre : Business & Economics
Kind : eBook
Book Rating : 407/5 ( reviews)

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Book Synopsis Financial Development in Sub-Saharan Africa by : Mr.Montfort Mlachila

Download or read book Financial Development in Sub-Saharan Africa written by Mr.Montfort Mlachila. This book was released on 2016-09-14. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses how sub-Saharan Africa’s financial sector developed in the past few decades, compared with other regions. Sub-Saharan African countries have made substantial progress in financial development over the past decade, but there is still considerable scope for further development, especially compared with other regions. Indeed, until a decade or so ago, the level of financial development in a large number of sub-Saharan African countries had actually regressed relative to the early 1980s. With the exception of the region’s middle-income countries, both financial market depth and institutional development are lower than in other developing regions. The region has led the world in innovative financial services based on mobile telephony, but there remains scope to increase financial inclusion further. The development of mobile telephone-based systems has helped to incorporate a large share of the population into the financial system, especially in East Africa. Pan-African banks have been a driver for homegrown financial development, but they also bring a number of challenges.

Bank Efficiency and Financial Development in Sub-Saharan Africa

Download Bank Efficiency and Financial Development in Sub-Saharan Africa PDF Online Free

Author :
Release : 2010
Genre : Banks and banking
Kind : eBook
Book Rating : /5 ( reviews)

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Book Synopsis Bank Efficiency and Financial Development in Sub-Saharan Africa by : Sandrine Kablan

Download or read book Bank Efficiency and Financial Development in Sub-Saharan Africa written by Sandrine Kablan. This book was released on 2010. Available in PDF, EPUB and Kindle. Book excerpt: This study assesses the determinants of banking system efficiency in sub-Saharan Africa (SSA) and asks what, besides the degree of efficiency, explains the low level of financial development in the region. It uses stochastic frontier analysis to measure efficiency and a generalized method of moments system to explain financial development. SSA banks are found to be generally cost-efficient, but nonperforming loans undermine efficiency, which suggests that improvement in the regulatory and credit environments should improve efficiency. The political and the economic environment have held back financial development in SSA.

Bank Efficiency in Sub-Saharan African Middle Income Countries

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Author :
Release : 2009-01-01
Genre : Business & Economics
Kind : eBook
Book Rating : 619/5 ( reviews)

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Book Synopsis Bank Efficiency in Sub-Saharan African Middle Income Countries by : Chuling Chen

Download or read book Bank Efficiency in Sub-Saharan African Middle Income Countries written by Chuling Chen. This book was released on 2009-01-01. Available in PDF, EPUB and Kindle. Book excerpt: We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide possible explanations for the difference in the efficiency levels of banks. We find that banks, on average, could save 20-30 percent of their total costs if they were operating efficiently, and that foreign banks are more efficient than public banks and domestic private banks. Among the factors that could affect the efficiency levels are macroeconomic stability, depth of financial development, the degree of market competition, strong legal rights and contract laws, and better governance, including political stability and government effectiveness. Our findings point to the importance of policies that aim to build stronger institutions, promote more competition, and improve governance.

Sub-Saharan Africa

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Author :
Release : 2006-08-28
Genre : Business & Economics
Kind : eBook
Book Rating : 659/5 ( reviews)

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Book Synopsis Sub-Saharan Africa by : Ms.Catherine A. Pattillo

Download or read book Sub-Saharan Africa written by Ms.Catherine A. Pattillo. This book was released on 2006-08-28. Available in PDF, EPUB and Kindle. Book excerpt: Financial sectors in low-income sub-Saharan Africa (SSA) are among the world's least developed. In fact, assets in most low-income African countries are smaller than those held by a single medium-sized bank in an industrial country. The absence of deep, efficient financial markets seriously challenges policy making, hinders poverty alleviation, and constrains growth. This book argues that building efficient and sound financial sectors in SSA countries will improve Africa's economic prospects. Based on a review of the key features of financial systems, it discusses the main obstacles and challenges that financial structures pose for SSA economies and recommends steps that could address major shortcomings in implementing the reform agenda.

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