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Bank Efficiency in Sub-Saharan African Middle Income Countries

2009-01-01 Business & Economics
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Release : 2009-01-01
Genre : Business & Economics
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Book Rating : 619/5 ( reviews)

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Book Synopsis Bank Efficiency in Sub-Saharan African Middle Income Countries by : Chuling Chen

Download or read book Bank Efficiency in Sub-Saharan African Middle Income Countries written by Chuling Chen. This book was released on 2009-01-01. Available in PDF, EPUB and Kindle. Book excerpt: We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide possible explanations for the difference in the efficiency levels of banks. We find that banks, on average, could save 20-30 percent of their total costs if they were operating efficiently, and that foreign banks are more efficient than public banks and domestic private banks. Among the factors that could affect the efficiency levels are macroeconomic stability, depth of financial development, the degree of market competition, strong legal rights and contract laws, and better governance, including political stability and government effectiveness. Our findings point to the importance of policies that aim to build stronger institutions, promote more competition, and improve governance.

IMF Working Papers

2009 Electronic books
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Release : 2009
Genre : Electronic books
Kind : eBook
Book Rating : /5 ( reviews)

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Book Synopsis IMF Working Papers by : Chuling Chen

Download or read book IMF Working Papers written by Chuling Chen. This book was released on 2009. Available in PDF, EPUB and Kindle. Book excerpt:

Banking Efficiency and Financial Development in Sub-Saharan Africa

2010-06-01 Business & Economics
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Release : 2010-06-01
Genre : Business & Economics
Kind : eBook
Book Rating : 197/5 ( reviews)

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Book Synopsis Banking Efficiency and Financial Development in Sub-Saharan Africa by : Sandrine Kablan

Download or read book Banking Efficiency and Financial Development in Sub-Saharan Africa written by Sandrine Kablan. This book was released on 2010-06-01. Available in PDF, EPUB and Kindle. Book excerpt: This study assesses the determinants of banking system efficiency in sub-Saharan Africa (SSA) and asks what, besides the degree of efficiency, explains the low level of financial development in the region. It uses stochastic frontier analysis to measure efficiency and a generalized method of moments system to explain financial development. SSA banks are found to be generally cost-efficient, but nonperforming loans undermine efficiency, which suggests that improvement in the regulatory and credit environments should improve efficiency. The political and the economic environment have held back financial development in SSA.

Bank Efficiency and Competition in Low-Income Countries: The Case of Uganda

2005-12-01
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Release : 2005-12-01
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Kind : eBook
Book Rating : 591/5 ( reviews)

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Book Synopsis Bank Efficiency and Competition in Low-Income Countries: The Case of Uganda by : David Hauner

Download or read book Bank Efficiency and Competition in Low-Income Countries: The Case of Uganda written by David Hauner. This book was released on 2005-12-01. Available in PDF, EPUB and Kindle. Book excerpt: There is a concern that the state-dominated, inefficient, and fragile banking systems in many low-income countries, especially in sub-Saharan Africa, are a major hindrance to economic growth. This paper systematically analyzes the impact of the far-reaching banking sector reforms undertaken in Uganda to improve competition and efficiency. Using models that have been previously used only in industrial countries, we find that the level of competition has increased significantly and has been associated with a rise in efficiency. Moreover, on average, larger banks and foreign-owned banks have become more efficient, while smaller banks have become less efficient in the face of increased competitive pressures.

Sub-Saharan Africa

2006-08-28 Business & Economics
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Release : 2006-08-28
Genre : Business & Economics
Kind : eBook
Book Rating : 659/5 ( reviews)

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Book Synopsis Sub-Saharan Africa by : Ms.Catherine A. Pattillo

Download or read book Sub-Saharan Africa written by Ms.Catherine A. Pattillo. This book was released on 2006-08-28. Available in PDF, EPUB and Kindle. Book excerpt: Financial sectors in low-income sub-Saharan Africa (SSA) are among the world's least developed. In fact, assets in most low-income African countries are smaller than those held by a single medium-sized bank in an industrial country. The absence of deep, efficient financial markets seriously challenges policy making, hinders poverty alleviation, and constrains growth. This book argues that building efficient and sound financial sectors in SSA countries will improve Africa's economic prospects. Based on a review of the key features of financial systems, it discusses the main obstacles and challenges that financial structures pose for SSA economies and recommends steps that could address major shortcomings in implementing the reform agenda.

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