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Why Can't You Afford a Home?

2018-11-26 Political Science
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Release : 2018-11-26
Genre : Political Science
Kind : eBook
Book Rating : 294/5 ( reviews)

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Book Synopsis Why Can't You Afford a Home? by : Josh Ryan-Collins

Download or read book Why Can't You Afford a Home? written by Josh Ryan-Collins. This book was released on 2018-11-26. Available in PDF, EPUB and Kindle. Book excerpt: Throughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream. Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.

How to Buy a Home When You Can't Afford It

2002 Business & Economics
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Release : 2002
Genre : Business & Economics
Kind : eBook
Book Rating : 183/5 ( reviews)

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Book Synopsis How to Buy a Home When You Can't Afford It by : Robert Irwin

Download or read book How to Buy a Home When You Can't Afford It written by Robert Irwin. This book was released on 2002. Available in PDF, EPUB and Kindle. Book excerpt: Good news for those who think they cannot scrape together a down payment and get approved for a mortgage This latest book from million-selling real estate author Bob Irwin brings a ray a hope to the millions who dream of owning their own homes but who either aren't sure they can afford one or lack the "official" financial qualifications for a mortgage. Pitched exclusively to the needs of this market, How to Buy a Home When You Can't Afford It is a treasure trove of innovative tactics, tips, strategies, and methods for finding financing and closing on a home. Irwin shows readers how to determine how much they're really worth, how to uncover hidden assets they never new they had, and how virtually anyone can improve his or her credit rating in just six months. He then cuts right to the chase with dozens of proven options, including: First-time home owner benefits Creative ways to cover closing costs Bargaining down sellers Obtaining "sweat equity" government homes

Squeezed

2018-06-26 Social Science
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Release : 2018-06-26
Genre : Social Science
Kind : eBook
Book Rating : 272/5 ( reviews)

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Book Synopsis Squeezed by : Alissa Quart

Download or read book Squeezed written by Alissa Quart. This book was released on 2018-06-26. Available in PDF, EPUB and Kindle. Book excerpt: One of TIME’s Best New Books to Read This Summer “Brilliant—a keen, elegantly written, and scorching account of the American family today. Through vivid stories, sharp analysis and wit, Quart anatomizes the middle class’s fall while also offering solutions and hope.” — Barbara Ehrenreich, author of Nickel and Dimed Families today are squeezed on every side—from high childcare costs and harsh employment policies to workplaces without paid family leave or even dependable and regular working hours. Many realize that attaining the standard of living their parents managed has become impossible. Alissa Quart, executive editor of the Economic Hardship Reporting Project, examines the lives of many middle-class Americans who can now barely afford to raise children. Through gripping firsthand storytelling, Quart shows how our country has failed its families. Her subjects—from professors to lawyers to caregivers to nurses—have been wrung out by a system that doesn’t support them, and enriches only a tiny elite. Interlacing her own experience with close-up reporting on families that are just getting by, Quart reveals parenthood itself to be financially overwhelming, except for the wealthiest. She offers real solutions to these problems, including outlining necessary policy shifts, as well as detailing the DIY tactics some families are already putting into motion, and argues for the cultural reevaluation of parenthood and caregiving. Writtenin the spirit of Barbara Ehrenreich and Jennifer Senior, Squeezed is an eye-opening page-turner. Powerfully argued, deeply reported, and ultimately hopeful, it casts a bright, clarifying light on families struggling to thrive in an economy that holds too few options. It will make readers think differently about their lives and those of their neighbors.

Why We Can't Afford the Rich

2015-11-11 Business & Economics
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Release : 2015-11-11
Genre : Business & Economics
Kind : eBook
Book Rating : 867/5 ( reviews)

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Book Synopsis Why We Can't Afford the Rich by : Andrew Sayer

Download or read book Why We Can't Afford the Rich written by Andrew Sayer. This book was released on 2015-11-11. Available in PDF, EPUB and Kindle. Book excerpt: Even as inequalities widen, the effects of austerity deepen, and the consequences of recession linger, in many countries the wealth of the rich has soared. Why We Can't Afford the Rich exposes the unjust and dysfunctional mechanisms that allow the top 1% to siphon off wealth produced by others through the control of property and money. Leading social scientist Andrew Sayer shows how over the past three decades the rich worldwide have increased their ability to hide their wealth, create indebtedness, and expand their political influence. Aimed at all engaged citizens, this important and accessible book uses simple distinctions to burst the myth of the rich as especially talented wealth creators. But more than this, as the risk of runaway climate change grows, it shows how the rich are threatening the planet by banking on unsustainable growth. Forcefully arguing that the crises of economy and climate can only be resolved by radical change, Sayer makes clear that we must make economies sustainable, fair, and conducive to well being for all.

Rethinking the Economics of Land and Housing

2017-02-28 Business & Economics
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Release : 2017-02-28
Genre : Business & Economics
Kind : eBook
Book Rating : 217/5 ( reviews)

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Book Synopsis Rethinking the Economics of Land and Housing by : Josh Ryan-Collins

Download or read book Rethinking the Economics of Land and Housing written by Josh Ryan-Collins. This book was released on 2017-02-28. Available in PDF, EPUB and Kindle. Book excerpt: Why are house prices in many advanced economies rising faster than incomes? Why isn’t land and location taught or seen as important in modern economics? What is the relationship between the financial system and land? In this accessible but provocative guide to the economics of land and housing, the authors reveal how many of the key challenges facing modern economies - including housing crises, financial instability and growing inequalities - are intimately tied to the land economy. Looking at the ways in which discussions of land have been routinely excluded from both housing policy and economic theory, the authors show that in order to tackle these increasingly pressing issues a major rethink by both politicians and economists is required.

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