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Author : New York (State). Insurance Department
Release : 1969
Genre : Automobile insurance
Kind : eBook
Book Rating : /5 ( reviews)
Book Synopsis The Public Interest Now in Property and Liability Insurance Regulation by : New York (State). Insurance Department
Download or read book The Public Interest Now in Property and Liability Insurance Regulation written by New York (State). Insurance Department. This book was released on 1969. Available in PDF, EPUB and Kindle. Book excerpt:
Author : J. David Cummins
Release : 2013-03-09
Genre : Business & Economics
Kind : eBook
Book Rating : 536/5 ( reviews)
Book Synopsis Fair Rate of Return in Property-Liability Insurance by : J. David Cummins
Download or read book Fair Rate of Return in Property-Liability Insurance written by J. David Cummins. This book was released on 2013-03-09. Available in PDF, EPUB and Kindle. Book excerpt: Property-liability insurance rates for most lines of business are regulated in about one-half of the states. In most cases, this me ans that rates must be filed with the state insurance commissioner and approved prior to use. The remainder of the states have various forms of competitive rating laws. These either require that rates be filed prior to use but need not be approved or that rates need not be filed at all. State rating laws are summarized in Rand Corporation (1985). The predominant form of insurance rate regulation, prior approval, began in the late 1940s following the V. S. Supreme Court decision in United States vs. South-Eastern Underwriters Association, 322 V. S. 533 (1944). This was an anti trust case involving one of four regional associa tions of insurance companies, which constituted an insurance cartel. The case struck down an earlier decision, Paul vs. Virginia, 8 Wall 168 (1869), holding that the business of insurance was not interstate commerce and hence that state regulation of insurance did not violate the commerce clause of the V. S. Constitution. Following South-Eastern Underwriters, the Vnited States Congress passed the McCarran-Ferguson Act, which held that continued state regulation and taxation of insurance was in the public interest. The act also held that the federal antitrust laws would not apply to insurance to the extent that the business was adequately regulated by state law. (See V. S. Department of Justice 1977.
Author : Scott E. Harrington
Release : 2000
Genre : Business & Economics
Kind : eBook
Book Rating : 489/5 ( reviews)
Book Synopsis Insurance Deregulation and the Public Interest by : Scott E. Harrington
Download or read book Insurance Deregulation and the Public Interest written by Scott E. Harrington. This book was released on 2000. Available in PDF, EPUB and Kindle. Book excerpt: This study outlines the compelling case for widespread deregulation of property-liability insurance rates and forms.
Author : Tom Baker
Release : 2021-01-31
Genre : Law
Kind : eBook
Book Rating : 028/5 ( reviews)
Book Synopsis Insurance Law and Policy by : Tom Baker
Download or read book Insurance Law and Policy written by Tom Baker. This book was released on 2021-01-31. Available in PDF, EPUB and Kindle. Book excerpt: A contemporary, easy-to-teach text by the Reporters for the new Restatement of the Law Liability Insurance, this casebook invites students and teachers to re-imagine the field of Insurance Law. The authors demonstrate the big-picture role of insurance law and policy in American business and society, exploring federal-state regulatory roles in depth as well as the traditional topics covered in casebooks. Insurance Law and Policy: Cases and Materials uses more statutory material than any other casebook, with statutes typically presented through problems. Manageable assignments contain one major case followed by informative notes, questions and a problem. This text appeals to Insurance teachers as well as teachers of Torts and Contracts considering a new course. The Teacher’s Manual—with case briefs, backgrounds on selected cases, simple diagrams that explain complex issues, and answers to questions and problems—is especially useful for instructors new to the course. New to the Fifth Edition: Expanded coverage of the role of insurance in disasters and catastrophes, including the COVID-19 pandemic Extensive treatment of the now-finalized Restatement of the Law, Liability Insurance Reorganization of the liability insurance chapters to facilitate more step-by-step learning Replacement of a few difficult-to-teach cases with new, more straightforward cases Professors and student will benefit from: Focus on the big picture of federal-state regulatory roles in addition to the traditional insurance coverage topics addressed in other Insurance Law casebooks Extensive use of statutory materials, with statutes typically presented through carefully-constructed problems Manageable assignments structured with one major case, informative notes, questions, and a problem Interesting, up-to-date cases, with context-setting introductions, on topics such as cyber insurance, the role of private insurance in responding to public catastrophes, and the new Restatement of the Law Liability Insurance Cases are longer, providing students better grounding in the art of extracting useful knowledge from judicial opinions Elimination of some of the arcane aspects of insurance law in favor of presenting a broad and conceptual overview of the field
Author : Justin L. Brady
Release : 1995
Genre : Law
Kind : eBook
Book Rating : /5 ( reviews)
Book Synopsis The Regulation of Insurance by : Justin L. Brady
Download or read book The Regulation of Insurance written by Justin L. Brady. This book was released on 1995. Available in PDF, EPUB and Kindle. Book excerpt:
