Share

The Future of Financial Systems in the Digital Age

2022 Capital market
Download The Future of Financial Systems in the Digital Age PDF Online Free

Author :
Release : 2022
Genre : Capital market
Kind : eBook
Book Rating : 308/5 ( reviews)

GET EBOOK


Book Synopsis The Future of Financial Systems in the Digital Age by : Markus Heckel

Download or read book The Future of Financial Systems in the Digital Age written by Markus Heckel. This book was released on 2022. Available in PDF, EPUB and Kindle. Book excerpt: This book is open access, which means that you have free and unlimited access. The increasing capacity of digital networks and computing power, together with the resulting connectivity and availability of "big data", are impacting financial systems worldwide with rapidly advancing deep-learning algorithms and distributed ledger technologies. They transform the structure and performance of financial markets, the service proposition of financial products, the organization of payment systems, the business models of banks, insurance companies and other financial service providers, as well as the design of money supply regimes and central banking. This book, The Future of Financial Systems in the Digital Age: Perspectives from Europe and Japan, brings together leading scholars, policymakers, and regulators from Japan and Europe, all with a profound and long professional background in the field of finance, to analyze the digital transformation of the financial system. The authors analyze the impact of digitalization on the financial system from different perspectives such as transaction costs and with regard to specific topics like the potential of digital and blockchain-based currency systems, the role of algorithmic trading, obstacles in the use of cashless payments, the challenges of regulatory oversight, and the transformation of banking business models. The collection of chapters offers insights from Japanese and European discourses, approaches, and experiences on a topic otherwise dominated by studies about developments in the USA and China.

Stay Competitive in the Digital Age: The Future of Banks

2021-02-19 Business & Economics
Download Stay Competitive in the Digital Age: The Future of Banks PDF Online Free

Author :
Release : 2021-02-19
Genre : Business & Economics
Kind : eBook
Book Rating : 056/5 ( reviews)

GET EBOOK


Book Synopsis Stay Competitive in the Digital Age: The Future of Banks by : MissEstelle X Liu

Download or read book Stay Competitive in the Digital Age: The Future of Banks written by MissEstelle X Liu. This book was released on 2021-02-19. Available in PDF, EPUB and Kindle. Book excerpt: The latest advancement in financial technology has posed unprecedented challenges for incumbent banks. This paper analyzes the implications of these challenges on bank competitveness, and explores the factors that could support digital advancement in banks. The analysis shows that the traditionally leading role of banks in advancing financial technology has diminished in recent years, and suggests that onoing efforts to catch up to the digital frontier could lead to a more concentrated banking industry, as smaller and less tech-savvy banks struggle to survive. Cross-country evidence has suggested that banks in high-income economies appear to have been the digital leaders, likely benefiting from a sound digital infrastructure, a strong legal and business environment, and healthy competition. Nonetheless, some digital leaders may fall behind in the coming years in adopting newer technologies due to entrenched consumer behavior favoring older technologies, less active fintech and bigtech companies, and weak bank balance sheets.

The Future of Money

2021-09-28 Business & Economics
Download The Future of Money PDF Online Free

Author :
Release : 2021-09-28
Genre : Business & Economics
Kind : eBook
Book Rating : 444/5 ( reviews)

GET EBOOK


Book Synopsis The Future of Money by : Eswar S. Prasad

Download or read book The Future of Money written by Eswar S. Prasad. This book was released on 2021-09-28. Available in PDF, EPUB and Kindle. Book excerpt: A cutting-edge look at how accelerating financial change, from the end of cash to the rise of cryptocurrencies, will transform economies for better and worse. We think weÕve seen financial innovation. We bank from laptops and buy coffee with the wave of a phone. But these are minor miracles compared with the dizzying experiments now underway around the globe, as businesses and governments alike embrace the possibilities of new financial technologies. As Eswar Prasad explains, the world of finance is at the threshold of major disruption that will affect corporations, bankers, states, and indeed all of us. The transformation of money will fundamentally rewrite how ordinary people live. Above all, Prasad foresees the end of physical cash. The driving force wonÕt be phones or credit cards but rather central banks, spurred by the emergence of cryptocurrencies to develop their own, more stable digital currencies. Meanwhile, cryptocurrencies themselves will evolve unpredictably as global corporations like Facebook and Amazon join the game. The changes will be accompanied by snowballing innovations that are reshaping finance and have already begun to revolutionize how we invest, trade, insure, and manage risk. Prasad shows how these and other changes will redefine the very concept of money, unbundling its traditional functions as a unit of account, medium of exchange, and store of value. The promise lies in greater efficiency and flexibility, increased sensitivity to the needs of diverse consumers, and improved market access for the unbanked. The risk is instability, lack of accountability, and erosion of privacy. A lucid, visionary work, The Future of Money shows how to maximize the best and guard against the worst of what is to come.

Digital Finance and the Future of the Global Financial System

2022-08-25 Business & Economics
Download Digital Finance and the Future of the Global Financial System PDF Online Free

Author :
Release : 2022-08-25
Genre : Business & Economics
Kind : eBook
Book Rating : 285/5 ( reviews)

GET EBOOK


Book Synopsis Digital Finance and the Future of the Global Financial System by : Lech Gąsiorkiewicz

Download or read book Digital Finance and the Future of the Global Financial System written by Lech Gąsiorkiewicz. This book was released on 2022-08-25. Available in PDF, EPUB and Kindle. Book excerpt: This book offers an in-depth analysis of the most salient features of contemporary financial systems and clarifies the major strategic issues facing the development of digital finance. It provides insight into how the digital finance system actually works in a socioeconomic context. It presents three key messages: that digital transformation will change the financial system entirely, that the State has a particularly important role to play in the whole process and that consumers will be offered more opportunities and freedom but simultaneously will be exposed to more risk and challenges. The book is divided into four parts. It begins by laying down the fundamentals of the subsequent analysis and offers a deep understanding of digital finance, including a topology of the key technologies applied in the transformation process. The next part reviews the challenges facing the digital State in the new reality, the digitalization of public finance and the development of digitally relevant taxation systems. In the third part, digital consumer aspects are discussed. The final part examines the risks and challenges of digital finance. The authors focus their attention on three key developments in financial markets: accelerated growth in terms of the importance of algorithms, replacing existing legal regulations; the expansion of cyber risk and its growing impact and finally the emergence of new dimensions of systemic risk as a side effect of financial digitalization. The authors supplement the analysis with a discussion of how these new risks and challenges are monitored and mitigated by financial supervision. The book is a useful, accessible guide to students and researchers of finance, finance and technology, regulations and compliance in finance.

Financial Services in the Digital Age

1996 Banks and banking
Download Financial Services in the Digital Age PDF Online Free

Author :
Release : 1996
Genre : Banks and banking
Kind : eBook
Book Rating : 540/5 ( reviews)

GET EBOOK


Book Synopsis Financial Services in the Digital Age by : Paul Gosling

Download or read book Financial Services in the Digital Age written by Paul Gosling. This book was released on 1996. Available in PDF, EPUB and Kindle. Book excerpt: In clear, jargon-free terms, financial journalist, Paul Gosling explains the latest digital technology for the financial sector and predicts future trends. He questions whether the major retail banks will survive or will be forced to add so many new services and products that old-fashioned banking becomes just one part of their operation. He looks at current trends like home banking, the use of shopping center kiosks, banking and trading on the internet, as well as the digital revolution's impact on insurance and risk assessment. Then he explores such factors as security, artificial intelligence and globalization on financial services of the future. An indispensable reference work for every decision-maker and prospective employee in the financial services industry.

You may also like...