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Personal Financial Literacy

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Author :
Release : 2009-02-26
Genre : Finance, Personal
Kind : eBook
Book Rating : 750/5 ( reviews)

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Book Synopsis Personal Financial Literacy by : Jeff Madura

Download or read book Personal Financial Literacy written by Jeff Madura. This book was released on 2009-02-26. Available in PDF, EPUB and Kindle. Book excerpt:

Personal Finance Journal for Personal Financial Literacy

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Author :
Release : 2009-03-04
Genre :
Kind : eBook
Book Rating : 421/5 ( reviews)

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Book Synopsis Personal Finance Journal for Personal Financial Literacy by : Jeff Madura

Download or read book Personal Finance Journal for Personal Financial Literacy written by Jeff Madura. This book was released on 2009-03-04. Available in PDF, EPUB and Kindle. Book excerpt:

Understanding the Mathematics of Personal Finance

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Author :
Release : 2009-09-22
Genre : Mathematics
Kind : eBook
Book Rating : 384/5 ( reviews)

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Book Synopsis Understanding the Mathematics of Personal Finance by : Lawrence N. Dworsky

Download or read book Understanding the Mathematics of Personal Finance written by Lawrence N. Dworsky. This book was released on 2009-09-22. Available in PDF, EPUB and Kindle. Book excerpt: A user-friendly presentation of the essential concepts and tools for calculating real costs and profits in personal finance Understanding the Mathematics of Personal Finance explains how mathematics, a simple calculator, and basic computer spreadsheets can be used to break down and understand even the most complex loan structures. In an easy-to-follow style, the book clearly explains the workings of basic financial calculations, captures the concepts behind loans and interest in a step-by-step manner, and details how these steps can be implemented for practical purposes. Rather than simply providing investment and borrowing strategies, the author successfully equips readers with the skills needed to make accurate and effective decisions in all aspects of personal finance ventures, including mortgages, annuities, life insurance, and credit card debt. The book begins with a primer on mathematics, covering the basics of arithmetic operations and notations, and proceeds to explore the concepts of interest, simple interest, and compound interest. Subsequent chapters illustrate the application of these concepts to common types of personal finance exchanges, including: Loan amortization and savings Mortgages, reverse mortgages, and viatical settlements Prepayment penalties Credit cards The book provides readers with the tools needed to calculate real costs and profits using various financial instruments. Mathematically inclined readers will enjoy the inclusion of mathematical derivations, but these sections are visually distinct from the text and can be skipped without the loss of content or complete understanding of the material. In addition, references to online calculators and instructions for building the calculations involved in a spreadsheet are provided. Furthermore, a related Web site features additional problem sets, the spreadsheet calculators that are referenced and used throughout the book, and links to various other financial calculators. Understanding the Mathematics of Personal Finance is an excellent book for finance courses at the undergraduate level. It is also an essential reference for individuals who are interested in learning how to make effective financial decisions in their everyday lives.

Introduction to Personal Finance

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Author :
Release : 2018-12-28
Genre : Law
Kind : eBook
Book Rating : 482/5 ( reviews)

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Book Synopsis Introduction to Personal Finance by : John E. Grable

Download or read book Introduction to Personal Finance written by John E. Grable. This book was released on 2018-12-28. Available in PDF, EPUB and Kindle. Book excerpt: Every financial decision we make impacts our lives. Introduction to Personal Finance: Beginning Your Financial Journey is designed to help students avoid early financial mistakes and provide tools needed to secure a strong foundation for the future. Using engaging visuals and a modular approach, instructors can easily customize their course to topics that matter most to their students. This course empowers students to define their personal values and make smart financial decisions that help them achieve their goals.

Research Anthology on Personal Finance and Improving Financial Literacy

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Author :
Release : 2020-12-05
Genre : Business & Economics
Kind : eBook
Book Rating : 016/5 ( reviews)

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Book Synopsis Research Anthology on Personal Finance and Improving Financial Literacy by : Management Association, Information Resources

Download or read book Research Anthology on Personal Finance and Improving Financial Literacy written by Management Association, Information Resources. This book was released on 2020-12-05. Available in PDF, EPUB and Kindle. Book excerpt: Developing personal financial skills and improving financial literacy are fundamental aspects for managing money and propelling a bright financial future. Considering life events and risks that unexpectantly present themselves, especially in the light of recent global events, there is often an uncertainty associated with financial standings in unsettled times. It is important to have personal finance management to prepare for times of crisis, and personal finance is something to be thought about in everyday life. The incorporation of financial literacy for individuals is essential for a decision-making process that could affect their financial future. Having a keen understanding of beneficial and detrimental financial decisions, a plan for personal finances, and personalized goals are baselines for money management that will create stability and prosperity. In a world that is rapidly digitalized, there are new tools and technologies that have entered the sphere of finance as well that should be integrated into the conversation. The latest methods and models for improving financial literacy along with critical information on budgeting, saving, and managing spending are essential topics in today’s world. The Research Anthology on Personal Finance and Improving Financial Literacy provides readers with the latest research and developments in how to improve, understand, and utilize personal finance methodologies or services and obtain critical financial literacy. The chapters within this essential reference work will cover personal finance technologies, banking, investing, budgeting, saving, and the best practices and techniques for optimal money management. This book is ideally designed for business managers, financial consultants, entrepreneurs, auditors, economists, accountants, academicians, researchers, and students seeking current research on modern advancements and recent findings in personal finance.

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