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Homeownership and America's Financial Underclass

2014-06-30 Law
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Release : 2014-06-30
Genre : Law
Kind : eBook
Book Rating : 635/5 ( reviews)

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Book Synopsis Homeownership and America's Financial Underclass by : Mechele Dickerson

Download or read book Homeownership and America's Financial Underclass written by Mechele Dickerson. This book was released on 2014-06-30. Available in PDF, EPUB and Kindle. Book excerpt: Why does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may harm their children's educational opportunities. This book argues that US leaders need to re-evaluate housing policies and develop new ones that ensure that all Americans have access to affordable housing, whether rented or owned. After describing common myths, the book shows why the circumstances now faced by America's financial underclass make it impossible for them to benefit from homeownership because they cannot afford to buy homes. It then exposes the risks of 'home buying while brown or black,' discussing US policies that made it easier for whites to buy homes, but harder and more costly for blacks and Latinos to do so. The book argues that remaining racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.

Homeownership and America's Financial Underclass

2014-06-30 Business & Economics
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Release : 2014-06-30
Genre : Business & Economics
Kind : eBook
Book Rating : 685/5 ( reviews)

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Book Synopsis Homeownership and America's Financial Underclass by : Mechele Dickerson

Download or read book Homeownership and America's Financial Underclass written by Mechele Dickerson. This book was released on 2014-06-30. Available in PDF, EPUB and Kindle. Book excerpt: Why does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may harm their children's educational opportunities. This book argues that US leaders need to re-evaluate housing policies and develop new ones that ensure that all Americans have access to affordable housing, whether rented or owned. After describing common myths, the book shows why the circumstances now faced by America's financial underclass make it impossible for them to benefit from homeownership because they cannot afford to buy homes. It then exposes the risks of 'home buying while brown or black,' discussing US policies that made it easier for whites to buy homes, but harder and more costly for blacks and Latinos to do so. The book argues that remaining racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.

A World of Homeowners

2018-09-28 History
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Release : 2018-09-28
Genre : History
Kind : eBook
Book Rating : 25X/5 ( reviews)

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Book Synopsis A World of Homeowners by : Nancy Kwak

Download or read book A World of Homeowners written by Nancy Kwak. This book was released on 2018-09-28. Available in PDF, EPUB and Kindle. Book excerpt: In Latin America, Scandinavian housing experts explained that "housing is too important a commodity to be subjected to the same general market conditions as other goods", but the Americans ridiculed such a stance. The Cold War was fought with bricks and mortar, not just small, hot wars in poor places and the threat of nuclear Armageddon. Privatisation began in Malaysia in the 1940s; in West Germany, Taiwan, Burma and South Korea in the 1950s; India in 1964; Jordan in 1965; Brazil in 1966; Guatemala and Nigeria in 1967; and the Philippines (again) in 1968. In the 1960s, the US granted loans to expand the private housing sectors in Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Nicaragua, Panama, Peru, Uruguay and Venezuela. They began housing projects in Rhodesia, Zambia and Mali. They moved into Senegal in 1972, Botswana in 1973, Tanzania in 1974 and Kenya in 1975 - all the while spreading the American dream.

Regaining the Dream

2011-07-27 Business & Economics
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Release : 2011-07-27
Genre : Business & Economics
Kind : eBook
Book Rating : 730/5 ( reviews)

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Book Synopsis Regaining the Dream by : Roberto G. Quercia

Download or read book Regaining the Dream written by Roberto G. Quercia. This book was released on 2011-07-27. Available in PDF, EPUB and Kindle. Book excerpt: Millions of Americans have lost their homes since the start of the recession initiated by the financial crisis of 2008–09. But is the dream of homeownership for America's working families obsolete, an aspiration from a bygone era? Regaining the Dream rejects that notion and proposes a way to strengthen the financial system while simultaneously promoting an equitable and viable American homeownership policy. For the first time, the authors of Regaining the Dream offer data-driven evidence on how the mortgage industry can serve working families in the United States, pointing the way to a pragmatic housing policy that promotes the opportunity for sustainable homeownership. Taking the reader step by step through the lending crisis and what caused it, the authors include useful and clear definitions of terms heard almost daily in news coverage. And they give a fair account of the history behind Fannie Mae and Freddie Mac and the new Dodd-Frank law, explaining what remains to be done to uphold one of the defining characteristics of the American dream.

The Rise and Fall of the Neoliberal Order

2022 History
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Release : 2022
Genre : History
Kind : eBook
Book Rating : 644/5 ( reviews)

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Book Synopsis The Rise and Fall of the Neoliberal Order by : Gary Gerstle

Download or read book The Rise and Fall of the Neoliberal Order written by Gary Gerstle. This book was released on 2022. Available in PDF, EPUB and Kindle. Book excerpt: Gary Gerstle provides a sweeping re-interpretation of the entire era - from the revival of market liberalism in the 1970s to the ruin generated by the 2008 global financial crisis - that places America at the center.--

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