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Deposit Insurance Around the World

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Author :
Release : 2008
Genre : Business & Economics
Kind : eBook
Book Rating : 541/5 ( reviews)

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Book Synopsis Deposit Insurance Around the World by : Aslı Demirgüç-Kunt

Download or read book Deposit Insurance Around the World written by Aslı Demirgüç-Kunt. This book was released on 2008. Available in PDF, EPUB and Kindle. Book excerpt: Explicit deposit insurance (DI) is widely held to be a crucial element of modern financial safety nets. This book draws on an original cross-country dataset on DI systems and design features to examine the impact of DI on banking behavior and assess the policy complications that emerge in developing countries.

Deposit Insurance Around the Globe

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Author :
Release : 2001
Genre : Bank failures
Kind : eBook
Book Rating : /5 ( reviews)

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Book Synopsis Deposit Insurance Around the Globe by : Asl? Demirgüç-Kunt

Download or read book Deposit Insurance Around the Globe written by Asl? Demirgüç-Kunt. This book was released on 2001. Available in PDF, EPUB and Kindle. Book excerpt: Explicit deposit insurance has been spreading rapidly in recent years, even to countries with low levels of financial and institutional development. Economic theory indicates that deposit-insurance design features interact--for good or ill--with country-specific elements of the financial and governmental contracting environment. This paper documents the extent of cross-country differences in deposit-insurance design and reviews empirical evidence on how particular design features affect private market discipline, banking stability, financial development, and the effectiveness of crisis resolution. This evidence challenges the wisdom of encouraging countries to adopt explicit deposit insurance without first stopping to assess and remedy weaknesses in their informational and supervisory environments.

Deposit Insurance Around the Globe

Download Deposit Insurance Around the Globe PDF Online Free

Author :
Release : 2016
Genre :
Kind : eBook
Book Rating : /5 ( reviews)

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Book Synopsis Deposit Insurance Around the Globe by : Asli Demirgüç-Kunt

Download or read book Deposit Insurance Around the Globe written by Asli Demirgüç-Kunt. This book was released on 2016. Available in PDF, EPUB and Kindle. Book excerpt: Developing countries should first address weaknesses in their informational and supervisory environments before adopting explicit deposit insurance.Explicit deposit insurance has been spreading rapidly in recent years, even to countries not advanced in financial and institutional development. Economic theory indicates that deposit insurance design features interact - for good or ill - with country-specific elements of the financial and governmental contracting environment. Demirguc-Kunt and Kane document the extent of cross-country differences in deposit insurance design and review empirical evidence on how design features affect private market discipline, banking stability, financial development, and the effectiveness of crisis resolution. This evidence challenges the wisdom of encouraging countries to adopt explicit deposit insurance without first addressing weaknesses in their informational and supervisory environments.This paper - a product of Finance, Development Research Group - is part of a larger effort in the group to improve the design of deposit insurance systems. The authors may be contacted at [email protected] or [email protected].

Deposit Insurance Database

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Author :
Release : 2014-07-03
Genre : Business & Economics
Kind : eBook
Book Rating : 317/5 ( reviews)

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Book Synopsis Deposit Insurance Database by : Asli Demirgüç-Kunt

Download or read book Deposit Insurance Database written by Asli Demirgüç-Kunt. This book was released on 2014-07-03. Available in PDF, EPUB and Kindle. Book excerpt: This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. We extend our earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks’ assets and liabilities, including during the recent global financial crisis. We also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks’ balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward.

Deposit Insurance Database

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Author :
Release : 2014-07-03
Genre : Business & Economics
Kind : eBook
Book Rating : 475/5 ( reviews)

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Book Synopsis Deposit Insurance Database by : Asli Demirgüç-Kunt

Download or read book Deposit Insurance Database written by Asli Demirgüç-Kunt. This book was released on 2014-07-03. Available in PDF, EPUB and Kindle. Book excerpt: This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. We extend our earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks’ assets and liabilities, including during the recent global financial crisis. We also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks’ balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward.

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