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Addressing the Impact of the Foreclosure Crisis: Federal Reserve Mortgage Outreach and Research Efforts

2010 Foreclosure
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Release : 2010
Genre : Foreclosure
Kind : eBook
Book Rating : 966/5 ( reviews)

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Book Synopsis Addressing the Impact of the Foreclosure Crisis: Federal Reserve Mortgage Outreach and Research Efforts by :

Download or read book Addressing the Impact of the Foreclosure Crisis: Federal Reserve Mortgage Outreach and Research Efforts written by . This book was released on 2010. Available in PDF, EPUB and Kindle. Book excerpt: This publication highlights MORE-sponsored projects designed to communicate best practices and information about innovative programs to improve conditions in neighborhoods affected by high rates of foreclosure. It also reviews initiatives undertaken by the various Reserve Banks and the Board of Governors to respond to the foreclosure crisis.

Report to Congress on the Root Causes of the Foreclosure Crisis

2010-06 Law
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Release : 2010-06
Genre : Law
Kind : eBook
Book Rating : 273/5 ( reviews)

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Book Synopsis Report to Congress on the Root Causes of the Foreclosure Crisis by : Christopher E. Herbert

Download or read book Report to Congress on the Root Causes of the Foreclosure Crisis written by Christopher E. Herbert. This book was released on 2010-06. Available in PDF, EPUB and Kindle. Book excerpt: Analyzes data and trends in the residential housing market and reviews the academic lit. and industry press on the root causes of the current foreclosure crisis (FC). Provides a review of policy responses and recommended actions to mitigate the FC and help prevent similar crises from occurring in the future. Contents: (1) Trends in Delinquencies and Foreclosures: Regional Trends in Foreclosures; (2) Lit. Review: General Lit. on Causes of Foreclosures and Delinquencies; Lit. Assessing Causes of the Current FC; Factors Enabling Expanded Risky Lending; (3) Policy Responses to the FC: Efforts To Address Rising Foreclosures; Efforts To Reduce the Risk of High Rates of Mortgage Foreclosures in the Future; Mortgage Market Reform. Illus.

Foreclosure Problems and Solutions

2008 Law
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Release : 2008
Genre : Law
Kind : eBook
Book Rating : /5 ( reviews)

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Book Synopsis Foreclosure Problems and Solutions by : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity

Download or read book Foreclosure Problems and Solutions written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity. This book was released on 2008. Available in PDF, EPUB and Kindle. Book excerpt:

Reducing Foreclosures

2009 Law
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Release : 2009
Genre : Law
Kind : eBook
Book Rating : 773/5 ( reviews)

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Book Synopsis Reducing Foreclosures by : Christopher Foote

Download or read book Reducing Foreclosures written by Christopher Foote. This book was released on 2009. Available in PDF, EPUB and Kindle. Book excerpt: Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.

Examining Local Efforts to Address the Continuing Foreclosure Crisis

2011 Business & Economics
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Release : 2011
Genre : Business & Economics
Kind : eBook
Book Rating : /5 ( reviews)

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Book Synopsis Examining Local Efforts to Address the Continuing Foreclosure Crisis by : United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy

Download or read book Examining Local Efforts to Address the Continuing Foreclosure Crisis written by United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy. This book was released on 2011. Available in PDF, EPUB and Kindle. Book excerpt:

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